Doctors, newscasters and teachers frequently tout the importance of physical activity as it contributes to a healthy lifestyle, but with physical activities comes the inherent risk of injuries, whether you’re hiking, biking, running, walking, skiing or anything else there is a possibility that you might be injured or your equipment might be damaged. That’s why insurance policies specifically designed for outdoor and active lifestyle activities are so important. However, these policies are part of the insurance world that a lot of people are unaware of. Henry Carus is here with us today to discuss insurance policies for active lifestyles and why they are an important component of living a long and healthy life.