Dogs may be trusted family pets, but they are also natural predators equipped with sharp teeth and claws. When a dog attacks a human being, it can kill or do serious physical damage, leaving behind life-threatening infections, broken bones and physical and emotional scars that may never fully go away. Victims may need several surgeries and years of medical care to return to a normal appearance. Under state law, the dog owners’ homeowners’ insurance policy should cover the costs of a dog attack, but insurers won’t always pay what they owe. If that’s the case for your family, you should contact a dog bite attorney right away.